Dealer fee calculator
What could be hidden
inside your solar loan?
Enter your amount, lender, term, and APR to explore a dealer-fee estimate from historical reference data.
Estimated dealer fee
$18,640
Review the historical reference and your agreement.
Historical referenceData and assumptions
The reference rows come from historical GoodLeap, Sunnova, and Mosaic rate cards. The Mosaic card is dated July 14, 2023; the others are undated. We have not independently authenticated the original cards.
If an exact term or APR is missing, the closest supplied term is selected first, followed by the closest APR within that term. Both substitutions are identified. Unknown lenders receive no estimate.
*Repayment illustration: treats the entered APR as a fixed interest rate, with equal monthly payments over the full term. APR can differ from the contractual interest rate. Prepayments, re-amortization, rate changes, and early payoff are excluded. FlexPay repayment is not modeled.
An estimate is not proof of your actual fee, the system’s value, or a right to cancel. See how to check your own records.
The cost behind the rate
Why your rate looked so good
In the supplied historical Mosaic data, the 25-year, 3.99% APR option has a 34.75% reference fee, while the 10.99% option has a 0% fee. A lower rate can come with a higher financed price. The overall comparison also depends on interest and how long you keep the loan.
Start with your paperwork
What to do with your estimate
Ask for the comparable cash price, the original financed amount, and an itemized financing breakdown. Confirm that both prices cover the same project. A difference between them can include more than a dealer fee.