Canceling and getting out

Can I cancel a solar contract after signing?

Often, if you act quickly. The federal Cooling-Off Rule generally gives three business days for sales made at your home, and many states give the same or more. Find your state on our solar laws by state page and read how to cancel a solar contract.

Can I cancel after the panels are installed?

Usually not with a simple cancellation notice, but misrepresentation, missing paperwork, lender responsibility, and buyout or transfer options can still apply. See canceling after installation.

I was lied to by the salesperson. What can I do?

Misrepresentations about savings, costs, or tax credits can matter long after a cancellation window closes. See misled by a solar salesperson.

Can I just stop paying?

Stopping payments usually leads to late fees, collections, and credit damage, and does not end the contract. Talk to an attorney first.

Loans, leases, and PPAs

How do I know if I have a loan, a lease, or a PPA?

A loan shows an APR and a principal balance. A lease shows a fixed monthly equipment payment. A PPA charges per kilowatt-hour. See lease vs. PPA vs. loan.

Who do I pay now?

The company on your latest statement. Accounts often move after bankruptcies. Use our servicer lookup.

Why did my solar loan payment go up?

Many solar loans assume a large prepayment, often about 30 percent, within the first 12 to 18 months. If it is not made, the payment can rise. See how to get out of a solar loan.

What is the filing on my property record?

A UCC-1 fixture filing, a public notice that a company claims an interest in the solar equipment. It can need to be released before a sale or refinance.

Bankrupt and closed companies

My installer went out of business. Do I still owe?

Usually yes, to the lender or system owner. Manufacturer warranties often survive, but workmanship warranties usually do not. See what to do if your solar company went out of business.

Where can I see a company’s status?

Our solar company pages show bankruptcy details, who handles accounts now, and official contacts.

About Solar Accountability

Is Solar Accountability a law firm?

No. We publish educational information and can introduce you to a company that helps homeowners. We do not give legal advice.

Do I have to give my information to use the site?

No. Every guide, state page, company profile, and tool works without sharing anything. See how introductions work.

How does the site make money?

See our advertising and ownership disclosure.